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by rentalord 1109 days ago
> clicked the button

That was the authorization.

1 comments

It wasn't. That's not how authorization works. A random game should not control my finances.
Your child was in control of the finances not the game. You gave them the controller so I don’t understand your hostility to the previous post.
No, my child was playing the game. The game is not my banking app, and even my banking app requires authorization on top of clicking a button. Merely clicking a button in a game is not financial authorization, and it's harmful to accept this as if it's normal. It's not.

I'm not hostile, I'm just explaining that playing a game is not the same thing as authorizing a financial transaction. I don't understand why you insist that they are.

An online financial transaction should at the very least require a password or pin code. Preferably a redirect to my bank where I authorize the transaction through my bank's authorization mechanism (which uses 2FA). I go out of my way to disable everything that doesn't do that, including pin-less NFC payments on my bank card. At the time, I'd also set Google Play Store to always require a password (which should really be the default), and yet it executed a payment without it.

To suggest that a simple button click in a game played by children should be enough to access my money is ridiculous.

Sure I mean it would be better if the entirety of online transactions was different. Could be vastly improved. That’s not how it is today though.
It's how most of my online transactions are. When I buy online, I'm redirected to my bank's website to authorize the transaction. That's exactly how I want it. Only Google and Amazon and a few others require less secure transactions for some reason. I don't like that.
Most of your EU/NL transactions perhaps. None of your US transactions. It’s shitty but it’s true.