[TeMPOraL]

> There was a time not long ago when buying anything from internet was considered taboo because, you said it, fear of losing your credit card information to scammers.

That's a distinctly American problem. As is the (over)use of credit cards in general.

Here in Europe, the main worry was simply paying in advance and not getting the item. Early on, the popular choice was just paying to the postman on delivery - it moved some of the risk on to the seller, but it was balanced out by the seller making this option ~50% more expensive. It took some time for people to get used to dispute processes in marketplaces, and then for the laws to be updated with additional safeguards (e.g. 14 days no-questions-asked return policy for online purchases, which I think is an EU directive), and at some point, transferring money in advance of delivery became a normal practice. That was even before payment gateways, or even smartphones, became ubiquitous.

[squeaky-clean]

American here, I remember buying some items online via check because of the fear of credit card theft, haha. It wasn't super common but I did it a few times. You'd "purchase" the item online, get a code in response, and you'd write the code in the memo area of the check and mail it out. I was definitely scared I'd never receive my package but thankfully it always worked out. I never paid too much for that reason, I think the most I paid was $90 for a hard to find game cartridge.

[mach1ne]

I'm European and the main problem I remember was the fear of losing credit card information. Old people are still scared.