[NikolaNovak]

Thank you for eloquently putting this. I am exactly in that boat. I'm reasonably IT savvy but not a security researcher. I help a large number of not tech savvy people with advice.

I don't care to either dismiss or evangelize the technology based on what it may or may not be able to do in the future. My questions are whether these are user friendly and usable today or should I wait and see. I feel all my concerns of "if I and my family adopt this right now, today, on my actual devices, what are my risks and capabilities? How can I safety my family and backup things and set them up for success?" Are answered with "in the future, in theory, somebody somewhere will come up with this solution which is not currently strictly prohibited "