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by MilnerRoute 1114 days ago
If the ultimate goal is increasing your discretionary income, you can also approach the problem by lowering your rent and living expenses. (Same work, different location.) Maybe even think about working in a country where the currency exchange works in your favor.

And since you have 10 years, you might also want to invest that discretionary income. (A well-diverisified portfolio is pretty low-risk. And with interest rates as high as they are, you can also get some guaranteed/fixed-rate returns that are pretty high.)