[Alupis]

They already do this, just not for "friends & family". That's part of the hook to get so many people to sign up and use it, making it a huge value-add for businesses.

Any sort of business transaction pays fees, making $1 equal roughly $0.97.

[arcticbull]

Absolutely not, the balance is net of transaction fees and the fees are removed and segregated.

[Alupis]

This is a distinction without a difference.

The business sells a product for $100, and receives $97 for it...