[prepend]

I don’t understand why someone would open a Marcus account as it only yields 4.15% vs other higher yielding accounts [0].

I get why someone opens an Apple account as it’s easy and linked to their phone. But it seems kind of dumb to seek out Marcus and go through all that work to miss out on 50 basis points.

It’s not a lot of money, but for a $1000, that’s $5/year. It’s the tip for a coffee.

[0] https://www.bankrate.com/banking/savings/best-high-yield-int...