[bombcar]

The first can be solved with “pay over time” setups (which can be relatively easy to setup even if it’s just internal accounting, or you can literally buy appropriate bonds on the open market).

I suspect the second is a bigger driver; companies don’t like people not choking down whatever idiotic change they’ve made in the latest version because it makes whichever exec pushed it look bad. With subscriptions you usually HAVE to keep updating.