[Gasp0de]

But it can't be used unless I enable billing, which I am not willing to do after reading all the horror stories about people getting billed thousands overnight. I'm not willing to take the risk that I forget some script and it keeps creating charges.

[skinnymuch]

Use a CC or debit that can limit charges. Privacy.com is a generic one. There’s others. Also Capital One, Bank of America, Apple Card and maybe some others have some semblance of control over temporary CCs.

Ideally one would want to be able to have a cap on the amount that can be spent in a given period.

Thanks for this! I had a temporary Cap One card on my cloud accounts. I’m going to switch them to Privacy.com ones to limit amount if I can’t find another solution.