[danpalmer]

I've been using cards nearly exclusively my entire adult life, and I can only think of one time that my card had an issue, and it turned out my whole bank was down for ~1 hour. Inconvenient, but I can think of more times I've forgotten to have enough cash with me, and I barely use cash at all now.

In the UK and Australia where I normally am, card infrastructure is just so entirely universal and reliable that it's not even worth considering.

[red-iron-pine]

I'm in Canada and the US, but same story. Still carry $40 on me just in case I need the cash but 99% of my transactions in-person are card.

[danpalmer]

Yeah when I first moved to London after uni I used to carry ~£20, but about 6 years ago I naturally stopped using or replenishing it and ended up never having cash in my wallet. Now I rarely even have a wallet on me, even when abroad.

[TrueSlacker0]

Im in the us and have had at least 3 times in the last year that I needed cash due to credit card systems "being down" be it from internet outage or actual issues. Twice while trying to get gas for the vehicle.