[jrm4]

I 99% agree and and also argue that the 1% is significant.

Money is sometimes that, but it's also merely a store of value. And I think this what people are missing. I agree that we're almost certainly not going to say paying for coffee in bitcoin.

But where it has legs is as the 401k/money in the mattress replacement; a space that's still very "competitive," i.e. a lot of the options here still really suck, thanks to inflation and/or third parties.