[grugagag]

> it can be helpful, for some, to give up on the notion of retirement altogether.

Yeah, perfect and ready to be exploited with no end in sight.

What are $B and $M crowds? Billionares and millionares? Do you have any personal insight into those or just read about it?

[maerF0x0]

$B crowd doesnt think about it because 1) they pay people to do the micro level things (and in a hierarchy of concerns down to the micro) and 2) the micro doesnt move the needle for them.

To use an analogy if you're poor disputing a $2 charge is meaningful because it might double your disposable money. But if you're rich you could absorb 1000x $2 charges per day without even seeing a difference in your first 4 digits of your wealth. (eg 4522188456 squints to the same number as 4522180456)