[eesmith]

Cooperatives. The coop owns the building/land, and as a member you have the right to live there.

> Research found that housing cooperatives had residents rate themselves as having the highest quality of life and housing satisfaction of any housing organization in the city. ... Other research has found that housing cooperatives tended to have higher rates of building quality, building safety, feelings of security among residents, lower crime rates, stable access to housing and significantly lower costs compared to conventional housing.

https://en.wikipedia.org/wiki/Housing_cooperative#Research_o...