Zoom costs money beyond 40 mins, unlike Jitsi. It also doesn't require anyone to have an account, or to install any software. These are key differentiators in my book!
Jitsi is footing the bill if you use the hosted product. If you don't want it to shut down or become expensive, you need to take a look at how the server is being run.
With self-hosted, you're simply paying for the servers. If you can pay for the servers and maintain them, you can be confident they'll stay up.
The hosted product is great, it just seems separate and off topic to me.
(I.e., there is no universe in which Jitsi's possible/likely abuse of this data is remotely close to Zoom's)