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by himujjal 1118 days ago
Weird there are even negative comments about UPI. That too from people who haven't lived in pre-UPI era.

My father and my uncle both have had history of losing cash to robbery earlier in the past in broad daylight. Snatch and run. Huge amounts of cash. My wallet has not seen any paper-based cash in over 1-2 years now and I live in a Tier-4 town/city.

The habit of not giving the extra 1-2 rupees of extra change has gone. Now, its the exact amount. Plus no one these days have to loan out payments. You can directly pay the amount quick.

The scale and the way UPI has become such an integral part of Indian lives is such so much valuable that the minor inconveniences (Privacy & customer care) are ignorable.

1 comments

>The habit of not giving the extra 1-2 rupees of extra change has gone.

Yea, but I bet you are buying a lot of extra things that you don't really need, because it is easy to pay, and you will never run out of cash, because you are always drawing from some treasury that is always online. Earlier, with cash, you go to a bank and get some funds for monthly expenses, and you should be wary of running it out soon, because you ll have to go to the bank again. For bigger expenses, you used a cheque.

Now you don't have to think twice before ordering a takeaway that costs 500 bucks.

Make all exploitation more efficient. That is the purpose of technology in modern human existence. Technologies that does that, will go mainstream, others fizzle out.