Err ... more recent, not Indian but :) ... OpenAI. Basically almost any startup that was trying to acquire market share with VC money. Couple it with the Indian government's penchant for digital surveillance and you ignore it at your own peril.
To clarify, I am not saying UPI is not useful - it is to millions of people, but it is also not benign that it is made out to be.
To clarify, I am not saying UPI is not useful - it is to millions of people, but it is also not benign that it is made out to be.