[AHOHA]

Your reply is basically risk averse and too pessimistic to ever run your own business, if any business owner listened to your advice, they would have never started any business. Big portion of starting a business is risk taking, if you are the type of person who can’t quickly adapt, need your typical coffee in the morning while taking the same commute route, then starting a business isn’t for you, and that’s ok, not everyone is meant to anyway.