[partiallypro]

> The category of "tech literate enough to use zips but not enough to know not to blindly click links in emails and also aren't covered by their company's security policy" is a pretty niche group.

As someone that has worked on a support desk in my youth, I can assure you that this is not true. I've seen 20-year-olds open bad attachments or fall for password reset phishing. A new one is a texting scam from your manager, etc asking you to do them a favor. Scammers are pretty good at what they do (even if it seems obvious to us), that's why the US is scammed out of billions a year. The new TLD is absolutely going to get people scammed. It might not be on a nightmarish level, but it's going to happen.