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by jaybrendansmith 1127 days ago
- The amount of calories you need after 50 drops almost in half. You slowly become allergic to many foods. Regulate your diet better. - Use it or lose it. That means the ability to climb stairs, walk, run, pushups, jumping jacks, but also play an instrument, type, write, do math. Go out of your way to keep doing these things. Get a personal trainer if you can afford it. - Travel as much as you can now. It's more fun when you're young. Money spent now is worth more than money spent later in more ways than one. - For your career, find your masterpiece, something only you can do that will either live beyond you or perhaps help many others. You may need to take some risks to find it, if you don't do that in your 40s it might be too late in your 50s. - You can't time the market, but start saving now for your kids college or retirement. Just take the money out of your paycheck if you can and pretend like you never got it ... your living standard tends to expand to your income. - If you don't have one, find a partner. It gets harder to find one after 40, and after 50 you may stop caring. It takes two.
3 comments

> Money spent now is worth more than money spent later in more ways than one.

This is so true, thank you for expressing this thought so concisely. In my language (Bulgarian) there's a saying "whatever you eat and drink now, nobody can take away from you", which has a similar sentiment, but also acknowledges the risk of unforeseen future circumstances - nobody can predict if there's going to be another pandemic, economy crisis, war - when calculating future gains one needs to also take the risk of those into account.

> Money spent now is worth more than money spent later in more ways than one.

On the other hand, money saved & invested now will (quite literally) be worth more than money saved later.

The older you get the less time remaining for investments to compound (or rectify, if there's a downturn). The probability that it's worth delaying gratification declines because the future value is lower, and the odds of you seeing that future is also much lower . The odds of you dying this year doubles from 30-50, and doubles again from 50-60. That information means you should gradually save less and start doing more of your top bucket list items by (before) 50.

https://www.ssa.gov/oact/STATS/table4c6.html

Both of these statements are true. Getting the right balance is something I struggle with. I am glad I traveled when I was younger. I couldn't repeat the same trips today. However, getting my BMW detailed at 24 was a waste, though it would be a waste today too.
>You slowly become allergic to many foods.

You got a source on that?

Just observing myself and my friends and family. It makes sense, that repeated exposure causes more allergic reactions as my immune system is exposed to more and more allergens, and gets more incoherent.