[zx8080]

Do they require the additional docs when you top up the account or when try using those money/transfer out?

[bboygravity]

They require the docs only for transferring out.

So you can still receive money, but you cannot access it.

[zx8080]

Very profitable business. I remember Paypal doing the same in 2008-2010 (I stopped using them after they locked acc and stole some hundreds dollars).