[ksaj]

They've been saying that since I was a kid. Every generation seems to think there's is the one that runs out of money and the world runs amok.

It doesn't mean this one won't be the one. But I think one can build up their wealth without the paranoia baggage from generations prior.

A more positive spin on this, is to remember not to keep all your eggs in one basket. Things do fail, so therefor your wealth should not be in one thing either.

One thing you should never do is get into the mindset that "Ah, everything's gonna fail anyway" and then completely fail to prepare for a comfortable retirement, and all the (often expensive) things that will happen between today and your last day.