[eropple]

You, ah...you know that "finality" is bad in a system that needs to transact money, right?

Fraud exists. (You should know. The cryptocurrency universe is mostly that.) But more importantly, judges exist, and they do not give a single sweet damn that you say it "cannot be reversed".

(And a hearty LOL at "costs pennies". Ethereum gas fees yesterday, on the say you posted this, averaged eight bucks in actual-money terms. I can send a wire cheaper than that.)