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by abeppu 1133 days ago
_But_ I also see some car ads with weirdly/implausibly low interest rates. My understanding was that in these cases the base price is artificially higher to subsidize below-market financing rates -- and in those cases even if you don't need the financing, you may be better off taking it. But the point ends up being that these are not independent phenomena; MSRP prices are set with financing in mind.

E.g. https://cars.usnews.com/cars-trucks/advice/interest-free-car...