[brewdad]

> I am always worried that I may lose my current access that I paid for.

That would be illegal. They must either give you the service you paid for or refund your money on a prorated basis. I have seen free trials where cancelling early ends the trial but no money had changed hands so it's acceptable.

[zaguios]

That's exactly my point, this makes the dark pattern calling the action "cancel" instead of disabling auto-renew? In general when I see the word cancel on the web it typically gets rid of something instantly.