[Armic]

What happens if you lose all your hardware factors (eg if you have a home fire)? Are you just locked out of all your accounts with this approach?

[barkerja]

Not if the Passkey was synced (ex: you used iCloud keychain). If the passkey was not synced, then I would have to assume it would be the same if you lost a physical hardware key.

[Gasp0de]

How do you access iCloud without your passkey?

[AlexandrB]

Complain loudly on Twitter and hope your tweet goes viral.

[ezfe]

Apple account recovery supports setting a recovery code or having a friend listed as a recovery contact.

Apple does not yet support Passkey for iCloud accounts login.

[barkerja]

I use a yubikey. But AFAIK, Apple doesn't actually use passkeys for iCloud/Apple ID authentication.

[Gasp0de]

Not yet, but Google wants them to become ubiquitous. So in that (far) future, backing your passkeys up in a cloud (that is also protected by passkeys) doesn't help

[warkdarrior]

Call Tim, he'll vouch for you.