[jrumbut]

> But most small businesses aren't making that kind of profit.

It always feels that way in a small business, but then all of a sudden a key employee needs to take a three month medical leave and somehow the business survives.

You just have to plan well, and I'm sure there will be devoted employees who answer the odd emergency email during their sabbatical.

[explorer83]

Businesses don't start flush with cash. It's a long process to become established. Your viewpoint is that businesses just have positive cash flow at all times and if they don't it's poor planning. It's not poor planning. It could be investments need to be made in certain areas in order to grow. or they haven't established a big product or client portfolio yet. Everyone starts somewhere.