| > People shouldn't have to wait until retirement to enjoy it. Also people should not pursue a strategy that concentrates ALL their enjoyment until retirement. It's a high variance strategy with IMO low EROI . My bias is because my father died in his 40s and my step father in his late 50s.. Both never saw a day of retirement despite saving for it. I highly recommend a patterned approach to life enjoyment, yes this is highly privileged and I hope it will be universal one day. Here's my strategy now that I'm financially stable: I do something special, scaled to the time available, where they overlap I intersect them (ie, use the one weekend to build the one week) * One weekend a month have a special plans * One week a half disconnect, could be travel or camping, or staycation where you just chill and do stuff you love only * Two weeks once a year - take an adventure, or a deep disconnect according to needs * One month every 5yrs - Do something big that stretches you. Backpack foreign countries, or disconnect and focus on intensively learning a skill you intended to also practice going forward * One quarter every 10 - Sabbatical (Sabbath) . Let your body and mind reset. Only do healthy and restorative things, celebrate every win you can remember, the only work you do should be investing in others, and do it at < 50% your capacity. YMMV |