[rhaway84773]

Setting aside the validity of your claim that it’s just a “few Pennie’s on a thousand dollar expenditure (which I strongly disagree with…banning natural gas hookups would be worth it even if climate change wasn’t a problem).

Your argument basically boils down to “I’m in debt and need to start spending thousands of dollars less. Cutting out this completely unnecessary expenditure will only save me a few dollars so I shouldn’t cut out this completely unnecessary expense because it won’t save me all the thousands I need to save”.

[Scalestein]

I'd say a more accurate metaphor would be "I'm in debt and decided to ignore my biggest high interest loan in order to fully pay off my smallest low interest loan so I feel good about something"

Sure it's good you have less debt but while you were resolving the small loan you were racking up massive interest on the big one

[BeFlatXIII]

If I ordered the non-avocado toast at my weekly brunch, I'd be able to afford a house.