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by ericpauley 1146 days ago
Sure, maybe changing is hard in the short term. The solution would have been to not do highly consolidated banking over limits in the first place.

> We don’t have experts on the team to juggle multiple banks and make sure all deposits are less than $250k

My key point is that there are products that do this and also yield higher than retail bank accounts. Difficulty is a straw man. If retirees on bogleheads can do it so can you.