[cj]

If it’s just a survey, I would answer “yes” to living paycheck to paycheck.

But that’s only because I’m automatically investing 70% of my paycheck so I never have more than a few weeks of expenses in cash.

I can imagine getting very biased results depending on how to survey is worded.

In my case, an unexpected expense just means I take a short term margin loan against my portfolio (at an insane interest rate) until my next paycheck.

[maxerickson]

Having resources you can draw on (an asset you can take a margin loan against is a resource you can draw on) is exactly what "paycheck to paycheck" doesn't mean.

[cj]

I agree.

The point of my comment was that wording of survey questions can result in biased results.

[mikestew]

"I have so much excess income that I invest most of it".

I don't think you're grokking the common definition of "paycheck-to-paycheck", or are willfully ignoring it to make a point (and doing so poorly).

[cj]

> to make a point (and doing so poorly).

The point I’m trying to make is bias in surveys