And are very likely living in high CoL areas where a large chunk of that is swallowed by housing, transportation, etc. It's functionally similar to a much lower salary in a lower CoL area.
That said even if someone in a low CoL area is pulling 250k, it's not "horseriding lessons eight kids and a yacht" money, not unless the individual/couple in question is drowning in debt.
Don't get me wrong, $250k isn't a "struggling" salary anywhere but it's also not past the threshold where one can stop being responsible with money and blow it on wealthy people things on the regular, especially if that's joint income from a couple with kids.