[BoorishBears]

There's so much self-indulgent angst oozing out of this comment that it's hard to pick out the intended signal but I'll try:

- It's not about credit cards, it's mostly debit. It's a large driver of the 15 billion dollars in NSF fees banks pick up yearly.

- Having 100% up to date information on your money makes it easier to not overdraft, the emotional smokescreen deployed doesn't change that.

- I don't know anyone with any level of financial literacy who would prefer less accurate data on their money: so your suggestion for a switch that makes your transaction history less accurate is questionable to say the least.

Overall you sound insecure about living in a bubble. I didn't paint people as jerks for being in a bubble, but I rightfully pointed out that you're clearly unfamiliar with a challenge in some people's lives.

If self-loathing makes you feel like a jerk for being in a bubble I can see how you could misconstrue that.