Very good advice, but I'll also recommend you educate yourself further. Take 90k and save it, it is easy to burn money on a business. -
read: http://www.paulgraham.com/selfindulgence.html
Also keep in mind, most great products / services are not revolutionary but evolutionary. Google, Facebook both improved on existing ideas, Apple's ipod was not an original Apple idea/tech either : http://www.dailymail.co.uk/news/article-1053152/Apple-admit-...