[ascentofstan]

"Personal self-discipline is the #1 delineating factor between the rich, the poor and the middle class"

The main takeaway point for me, and the most influential. Fresh out of college, I make several times the amount of money my entire family was raised on.

I have not played my hand at entrepreneurship yet (I have a regular job), but discipline is exactly what my poor family lacks. They are very gifted in terms of talent, passion, strong work ethic, but without financial discipline times were always tough growing up.