[astura]

Well, it's easy to have two good years. It's also easy to have a bad two years with multiple major repairs.

I went one year where I spent at least $16,000 on repairs.

But that's the point - having $16,000 in repairs unexpectedly is the opposite of "semi-fixed and mostly predictable."

In the 10 years I rented I always rented from small landlords. I had three apartments during that 10 years. Because of that I've never had my rent increase without moving.

As far as black holes go - I spend more than $600/month in just property taxes and insurance. Add to that $360/month currently in interest.