[ghaff]

>you're probably not worried about being able to find work in 10 months or whatever.

Which carries some risk. If you've had a dream to sail around the world, hike the Appalachian Trail, etc. and you have some decent money in the bank, it may be the right call. But you can also return to a more challenging employment environment.

[ska]

Obviously; lots of things have risk, that's part of life.

I was just suggesting plausible scenarios where someone might have decided the risk/reward was right for them.