[rurp]

You aren't alone. Open ended systems are usually far more powerful and interesting than rigid ones. I need an extremely compelling reason to even consider picking up a new online-only/saas or similar tool.

Investing time and energy into a tool that can be ruined or lost at any point in the future, or might turn out to be too limited, is a huge risk. It doesn't take getting burned too many times to start getting a lot more wary.