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by bgirard 1155 days ago
I was holding a considerable sum for several months while putting offers on a house. TD Bank started contacting me proactively to sell me awful 'wealth management' services as soon as the wire hit my bank account. I asked if they could give me a better savings rate than <1%. They declined. I went with a credit union that was offering ~5% APY introductory offers. I netted $10k in interest over several months by transferring away from a major bank. I highly recommend it.