[Brian_K_White]

"relative"

You can arguably be your own btc bank a hell of a lot easier than you can be your own usd bank.

I know I don't have room for a vault full of gold that is as theft-proof as even basic cryptography, and I certainly don't have direct api access to the ACH network or any of the other networks a bank does.

The necessary steps to host your own btc are not nothing, but compared to that they are practically trivial.