[BeetleB]

> Top 1% richest in the US have a net worth of >$10M, and you need >$1M to get into the 90th percentile.

To be in the top 5% of income (not wealth), you need to earn about $350K per year. Many Meta employees make it to that level. Especially if married to someone earning a good amount as well.

As for the apartment: Check if it has a buy-out clause (e.g. pay one month's rent to break the lease).

If one insists on living in a HCOL area even after being laid off, they should at least own the fact that they're voluntarily gambling.