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by thewebcount
1157 days ago
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Yeah, it's really odd and circular. You can often present a lease agreement if you're renting an apartment or house. If you own, you can usually present a mortgage statement. If you own and don't have a mortgage (because you purchased with cash), you can use bank statement and/or phone statement. But what's funny is, how do you get the bank statement and/or phone statement? You usually have to show a lease agreement, mortgage statement, or some other proof you own the place you live. It's fairly difficult for someone coming from another country to get those things when they first arrive because all the documents they have are from another country and the entry-level employees that have to take them would have no idea what to do with them. My foreign friends and neighbors have stories about having to use a secured credit card (basically a debit card but the machines think it's a credit card) for 6-12 months before they could get a regular credit card. It's very confusing (and arbitrary and broken) if you're not on the easy path. |
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