[seanmcdirmid]

When I was living in China working for Microsoft, our company provided insurance had a cap on claims paid ($100k), so while everything was cheap enough via the private system, I wondered if I was screwed if I ever got cancer or something really bad.

[dheera]

Yeah that doesn't sound like insurance to me at all.

[TheNewsIsHere]

It used to be common here in the US too, to have a cap on the amount an insurance policy would pay out.

My first “adult”/non-parental healthcare insurance policy had a yearly maximum and a lifetime maximum. This was pre-Affordable Care Act.