[prepend]

Never give your bank info to a third party. Never. No good will come.

You could offer me $1000 cash and I wouldn’t do it. It’s just not worth the hassle as setting up and establishing a new bank account is a bit of a hassle.

[whitemary]

> You could offer me $1000 cash and I wouldn’t do it.

You may not need $1000, but some people literally do.

[prepend]

And those people should avoid scammy apps that require their bank credentials.

[saagarjha]

What should they do instead?

[prepend]

Not use those services. I don’t think there’s any essential digital services that require bank access.

The closest is many Venmo/PayPal/cash app but there’s a way to use without giving login access. Instead it just uses the account and routing numbers to make ach transactions on my account.

This is still risky but still much safer, I think. ACH can be reversed. A login with my bank can do all sorts of stuff that my bank holds me liable.

[aembleton]

> Never give your bank info to a third party. Never. No good will come.

How do you pay for your electricity? I set up a direct debit with my utility company. That involves handing over bank details.