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by basch 1175 days ago
Sounds for a ripe opportunity for government to enforce interoperable bump-to-pay. GooglePay<>APplePay<>Venmo<>Meta<>CashApp<>Zelle<>PayPal<>WesternUnion<>MoneyGram. A lack of interfacibility and the rise of silo'd private institutions vs public standard protocol caused this.

ACH was that. Instant distributed settlement would be nice.