[sokoloff]

Wasn't the entire point of the PPP scheme to give away money to be used for payroll? I didn't use it, but it seemed to me like from the outset that it was designed to give away money, notionally documented as a loan, but one which would be forgiven if used to provide payroll continuity to employees. (In other words, documented as a loan so they could claw it back legally if you didn't use it for payroll or other approved purpose, but if used for payroll, it was a loan in fictional name only.)

I don't think that was a mis-use of the system, but rather the intended use of it. (We can argue whether it was a good or bad idea, but it plainly seems within the bounds of the program as designed/intended.)