[oaw-bct-ar-bamf]

Why would it collapse? Nobody is able to afford to buy/live in your property anymore.

If you don‘t find buyers/renters how will you manage to pay off your investment credit you took out at 95%credit rate while only covering contract signing fees at ~1% interest with 10year stable interest.

Once interest is adjusted after 10years to 4-5% you (property owner that can’t find any high paying renters) are fucked

[nemo44x]

In the USA your interest rate is fixed for the term of the mortgage. There are exceptions but they are comparably extremely rare.

I think you have a good point though regarding places that reset interest every n-years. People will struggle to make payments. It will be interesting to see what happens in places like Canada. I’m guessing millions more people on the governments teet. I assume the current admin wound love that.

[konschubert]

Some people are able to, otherwise it would have collapsed already.

There just isn’t enough supply