[yieldcrv]

Its pretty easy to mitigate taxes in California

works for other states too but the tax rates won’t be high enough for you to bother looking

If your plan is just earning a salary and saving then you’ll get taxed the highest, the government is literally telling you to do anything else. Risk is rewarded, transactional velocity within the economy is healthier for the economy than tax revenues and the government promotes this via the tax code.