[hnthrowaway0328]

Context: Just reached 40 + a few months

I don't know how to become smarter, but I definitely know how to become dumber:

- Sleep less

- Joints problems coming from few physical activity due to COVID WFH + I hate exercises

- Suddenly had hay fever after so many years

- Pressure from work + kid

- Financial pressure from owning some property (essentially, when you have a 30-yr debt, saving for a few years of spending does not feel safe at all)

I figure you can at least avoid some of these by making the right decisions.