[yjftsjthsd-h]

> I don't even carry a wallet anymore.

That is a lot of faith in the technology. You don't worry about a dead battery? Cracked screen? Phone getting stolen out of your hand in the subway?

[pleb_nz]

Home is never far away. If something like that happened 99.9% of things can wait until I've been home to collect my wallet. Just as much chance if me loosing my wallet as most of the things you mentioned.