[msm_]

Not really responding to your question, but one of my friend jokingly returned money to another friend with a bank transfer titled "for jihad". Needless to say, both banks were not amused. They both were "verified" on the phone and confirmed they are not, in fact, actually terrorists. I wonder how many people-years banks waste on pranks like this.

[lazide]

How could you verify someone was not a terrorist on the phone?

[iforgotpassword]

Well, he sounded kinda like a nice guy.