[nikanj]

Credit Suisse was too big to fail just a month ago

[jhugo]

And indeed the government forced a merger with UBS, reaffirming that they were too big to fail.

[astrange]

"Too big to fail" means the regulators tell you what to do /all the time/, not just after you've failed.

You don't want to be too big to fail! There's a lot of businesses only small banks can do, like backing sweep accounts and neobanks like Simple/Aspiration.